Flexible Loan Solutions

Whether it's personal needs, home dreams, or vehicle purchases—we have the right loan for you with competitive rates and fast approval.

Our Collection

Choose Your Loan Type

We offer diverse loan products tailored to your financial needs

PERSONAL LOAN

Personal Loan

Unsecured personal loans for any purpose—medical, education, travel, consolidation.

  • Amount: $500 - $50,000
  • Rate: 8.99% - 18.99% p.a.
  • Tenure: 12 - 60 months
  • Processing: 2.0% of loan
  • Eligibility: Salaried/Self-employed

HOME LOAN

Home Loan

Secure mortgage for property purchase or construction at competitive rates.

  • Amount: $50,000 - $1,000,000+
  • Rate: 3.99% - 7.99% p.a.
  • Tenure: 5 - 30 years
  • Processing: 1.0% of loan
  • LTV: Up to 80% of property value

AUTO LOAN

Auto Loan

Finance new or pre-owned vehicles with easy approval and door-step delivery.

  • Amount: $5,000 - $150,000
  • Rate: 5.99% - 14.99% p.a.
  • Tenure: 12 - 84 months
  • Processing: 1.5% of loan
  • LTV: 90% for new, 80% for used

EDUCATION LOAN

Education Loan

Fund your higher education with easy repayment and moratorium period options.

  • Amount: $1,000 - $100,000
  • Rate: 7.49% - 13.99% p.a.
  • Tenure: 6 months - 15 years
  • Processing: 1.0% of loan
  • Moratorium: Up to 6 months after completion

BUSINESS LOAN

Business Loan

Working capital and expansion financing for MSME and corporate businesses.

  • Amount: $10,000 - $500,000+
  • Rate: 9.99% - 16.99% p.a.
  • Tenure: 12 - 84 months
  • Processing: 2.5% of loan
  • Requirement: GST registration, 1yr financials

MICRO LOAN

Micro Loan

Quick short-term loans for immediate cash needs with instant approval.

  • Amount: $100 - $5,000
  • Rate: 12.99% - 24.99% p.a.
  • Tenure: 3 - 36 months
  • Processing: Instant approval
  • Eligibility: Minimal documentation

Detailed Loan Comparison

Compare features and regulatory requirements across all loan products

Features Personal Home Auto Education Business Micro
Loan Amount $500-$50K $50K-$1M+ $5K-$150K $1K-$100K $10K-$500K+ $100-$5K
Interest Rate 8.99%-18.99% 3.99%-7.99% 5.99%-14.99% 7.49%-13.99% 9.99%-16.99% 12.99%-24.99%
Tenure 12-60 mo 60-360 mo 12-84 mo 6mo-15yr 12-84 mo 3-36 mo
Processing Fee 2.0% 1.0% 1.5% 1.0% 2.5% Instant
Approval Time 24 hours 5-7 days 48 hours 3-5 days 3-5 days Instant
Collateral
CIBIL Requirement 600+ 700+ 650+ No req. 650+ No req.
Insurance Available
EMI Options (Flexible Payment)

Eligibility Criteria

Standard banking requirements for each loan product

Personal Loan

  • Age: 21-65 years
  • Income: Monthly net ₹15,000+
  • Employment: 6+ months
  • CIBIL Score: 600+
  • Documents: ID, Address, Income proof

Home Loan

  • Age: 25-70 years
  • Income: Monthly net ₹30,000+
  • Employment: 2+ years stable
  • CIBIL Score: 700+
  • Documents: 3-5 years income proof

Auto Loan

  • Age: 23-70 years
  • Income: Monthly net ₹20,000+
  • Employment: 1+ year
  • CIBIL Score: 650+
  • Valid driving license required

Education Loan

  • Age: 16-40 years
  • Admission: Valid institution letter
  • Co-applicant: Parent/Guardian
  • CIBIL: Generally no minimum
  • Documents: Course details, fees breakdown

Business Loan

  • Business Age: 18+ months
  • GST Registration: Required
  • Income: Annual turnover ₹10L+
  • CIBIL Score: 650+
  • Documents: CA certified audit reports

Micro Loan

  • Age: 18-70 years
  • Income: Any monthly income
  • Credit History: No requirement
  • Processing: Instant approval
  • Minimal documentation

Common Required Documents (For All Loans)

Identity & Address Proof

  • • PAN/Aadhaar/Passport
  • • Driving License/Voter ID
  • • Utility Bill/Lease Agreement

Financial Documents

  • • Last 12 months bank statements
  • • Last 2 years salary slips (if salaried)
  • • ITR/GST Returns (if self-employed)

Simple Application Process

Get your loan in just 4 easy steps

1

Fill Form

Complete our online application with your basic information in just 5 minutes.

2

Submit Documents

Upload required documents (ID, income proof, collateral docs if applicable).

3

Get Verified

Our team verifies documents and conducts background check. Approval within 24-72 hours.

4

Receive Funds

Once approved, funds are transferred directly to your bank account.

Why Choose Our Loans?

Fast Approval

Get approved in as little as 24 hours with our streamlined application process.

Competitive Rates

Enjoy the best interest rates in the market tailored to your loan type.

Flexible Terms

Customize your loan repayment schedule to match your financial situation.

Personal Support

Dedicated loan officers available 24/7 to answer your questions and assist you.

Transparent Process

No hidden charges or surprise fees. All terms clearly stated upfront.

Online Management

Manage your loan anytime, anywhere through our mobile app and web portal.

Frequently Asked Questions

What's the difference between loan types?

Personal loans are unsecured and flexible for any purpose, Home loans are secured mortgages for property, and Auto loans are secured by the vehicle purchased.

Can I prepay my loan early?

Yes! You can prepay your loan anytime without penalty. We offer flexible prepayment options to help you save on interest.

What if my application is rejected?

We'll provide detailed feedback on why and offer suggestions to improve eligibility. You can reapply after 90 days with improved financial profile.

Are there any hidden charges?

No hidden charges! All fees (processing, documentation, insurance) are clearly disclosed during the loan offer stage.

Ready to Apply?

Choose the right loan for your needs and get approved today. Fast, easy, and transparent financing!